SMost PrivateDiscreet AI companion with strong memory, images, video and voice calls.
Best for: Private, memory-focused companion chat
7.9/10Provisional - Pricing
- From $9.17/mo, free tier
- Premium $19.99 monthly or $109.99/yr (about $9.17/mo), 8,000 moments a month
- Ultimate 15,000. Media spends moments. Bills as S LABS INC
- Features
- Anime & waifu
- Femdom & dominant
- Kink friendly
- LGBTQ+ friendly
- Category
- AI Girlfriend & Companion Apps
- Last verified
- September 27, 2026
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Secrets AI is a legitimate, adult-only AI companion platform with a free tier, strong memory features and a pay-per-use currency that shapes most of the real cost. It suits adults who want long-running roleplay and custom characters. It fits less well if you expect a flat fee to cover images, video and voice.
The key detail most people miss: the free tier cannot buy the platform’s “moments” at all. Anything visual or audio requires a subscription first. Before you commit money to this AI girlfriend platform, you should know exactly where the subscription ends and the metered spending begins.
Overview
Secrets AI (at secrets.ai) is a browser-based AI companion platform built around ongoing conversations, custom character creation and in-chat media. It runs as an installable web app on phones and desktops, and the company states it is not listed on the Apple App Store or Google Play.
The feature set is broad:
- Chat models: several modes (S3, S4, S5 and an experimental X-3), each with adjustable “thinking levels.” Smart Mode lets companions pause to recall older conversations before replying.
- Memory: long-term memory, context retention and conversation recall scale up by tier, which helps personality consistency in long roleplays.
- Character Studio: build virtual characters (realistic or anime), then edit appearance, details and gallery later, with every change revertible. Characters based on real people are banned and deleted without refund.
- Chat controls: Time Travel (rewind a conversation), group chats with 2 to 3 companions, proactive messaging and a Spice Level setting (Mild, Medium, Spicy) that sets how intimate conversations get.
- Media: AI image generation, video generation, audio calls and text to speech, all paid with moments.
Users cannot upload their own photos; all media is AI-generated, so there is no tool for editing images of real people.
Pricing reality
Premium costs $19.99 billed monthly, or $109.99 billed yearly (about $9.17 a month), and includes unlimited messaging and 8,000 moments a month. Ultimate ($39.99 monthly or $319.99 a year) raises the monthly grant to 15,000 moments. Charges show as S LABS INC on your statement.
Secrets AI pricing combines a subscription with a token currency called moments, and the moments are where budgets drift.
Free tier limits: a daily message cap and basic memory. Free users cannot purchase moments, so image, video and audio features stay closed.
What moments buy:
- Standard images: 50 moments; 2K advanced images: 100
- Adult video: 600 moments per generation
- Audio calls: 50 moments per minute
- Extra custom characters: 500 moments (first is free)
What surprises people: subscription moments reset every month with no rollover, so unused grants vanish. Purchased top-ups do not expire, and subscribers get a 10% (Premium) or 15% (Ultimate) purchase bonus.
Pros and cons
Secrets AI earns its praise on memory depth and customization, while its weak points are the metered costs and the gating of social features behind the top tier.
Pros
- Tiered long-term memory and Smart Mode recall suit long roleplays
- Character Studio with revertible edits and appearance regeneration
- Discreet billing: charges appear as S LABS INC
- Cryptocurrency payments accepted (300+ coins, $20 minimum)
- Frequent, publicly logged updates
- Spice Level gives clear control over tone per chat
Cons
- Free tier cannot buy moments, so media is paywalled entirely
- Monthly moment grants expire without rollover
- Group chats, proactive messaging and personality editing need Ultimate
- Adult video at 600 moments drains grants quickly
- No Amex support; no native app store listing
Who it’s for
This AI companion app fits adults who value continuity in a story and are comfortable tracking a token balance. If you mostly want text roleplay, Premium covers unlimited messaging; heavy media users will feel the meter.
Worth it if:
- You want an AI girlfriend or companion that remembers past conversations
- You enjoy building and refining your own characters
- Discreet billing or crypto payment matters to you
- You can use most of your monthly moments before they reset
Skip if:
- You want images and video without paying per generation
- You only plan to chat occasionally on a free plan with media
- You need group chats but not the Ultimate price
- You prefer apps from official app stores
Among AI companion apps, Secrets rewards committed, regular users more than casual ones.
Alternatives
The main Secrets AI alternatives take different approaches to tokens and free access. Our full roundup lives on our best AI girlfriend page.
- Candy AI: Candy.ai offers a free trial plus monthly, quarterly and yearly plans, with 100 tokens per month on premium and support for crypto. Charges show as EverAI. See our Candy AI review.
Final verdict
Secrets AI is a credible pick for adults who want deep memory, flexible characters and private billing, provided they treat moments as a second budget. Premium’s annual price makes long text roleplay affordable, while media-heavy use pushes you toward Ultimate or top-ups. Map your likely monthly image, video and call usage against the 8,000 or 15,000 moment grants before choosing a tier.
Frequently Asked Questions
Is Secrets AI free?
Yes, there is a free tier with 20 messages per day and basic memory. Free users cannot buy moments, so images, video, audio calls and extra characters require Premium or Ultimate.
Is Secrets AI safe?
The company states it uses AES-256 encryption at rest and TLS in transit, deletes audio after transcription, and removes chat history on account deletion. It enforces an 18+ age gate and a zero-tolerance policy on content involving minors.
Is Secrets AI legit?
Yes. It is operated by Secret Labs Inc., a US company based in Dover, Delaware, and payments appear as S LABS INC on card statements.
Is Secrets AI worth it?
It is worth it for regular users who want long-term memory and custom characters. Occasional users, or anyone expecting unlimited media for a flat fee, will find the moment system limiting.
Do moments expire?
Monthly subscription grants reset on your renewal date with no rollover. Moments you purchase separately do not expire.
Does Secrets AI have an app?
No store app. Secrets AI runs in your browser, and on a phone you can use “Add to Home Screen” for an app-like icon. “Secret AI” in the App Store is an unrelated app.
Our scores
7.9/10ProvisionalOverall
- Realism7.5
- Content freedom8.5
- Features6.5
- Value for money7.5
- Privacy & billing9.5
Pros
- Deep conversational memory, strongest on higher tiers
- Chat, images, video and audio calls in one account
- Discreet billing as S LABS INC
- Strong safeguards against underage content
- Card and crypto payments
Cons
- Free users cannot buy moments, so media is fully paywalled
- Adult video costs 600 moments per generation
- Monthly grants reset with no rollover
- Monthly billing costs far more than yearly
Watch out for
- Images, video and calls spend moments on top of the subscription
- Unused monthly grant moments are lost at renewal
- Image consistency varies between generations
Verdict
A credible pick for adults who want memory, flexible characters and private billing, as long as moments are treated as a second budget.
Visit Secrets AI18+ only · Affiliate link